Intro – Best Banks in Texas
AdvisoryHQ recently reviewed the top banks in Texas. Each bank was individually researched based on general concepts of quality and value.
Various criteria were considered during the research process, some of which include fees, convenience, branches, online banking, education materials, and the selection of available services.
Below we have highlighted some of the many reasons Amegy Bank (Zions Bancorporation) was selected as one of the best banks in Texas.
Amegy Bank (Zions Bancorporation) Review
Zions Bancorporation is a financial services company that includes many banks operating across the country, including in Texas. The Texas subsidiary of Zions is Amegy Bank.
Amegy is considered one of the best regional banks in Texas, and more specifically, one of the best banks in Houston, as well as Dallas and San Antonio.
Image Source: Amegy Bank
Amegy was founded more than 25 years ago and maintains more than 75 Texas locations. They work to support a community partnership approach while delivering innovative, proactive solutions to all customers.
Key Factors That Led to Our Ranking of This Bank as One of the Top Banks in Texas
Reasons Amegy Bank was included in this ranking of the best banks in Houston and throughout Texas are listed below.
The Amegy Women’s Initiative
The Amegy Women’s Initiative is a program designed to attract, cultivate, and strengthen relationships with female clients in all markets served by the bank.
The initiative includes networking, educational, and entertainment opportunities, and another component of the program includes the support and retention of females who work for Amegy.
The Initiative was founded in 2004, and it has continued to grow since then, as it has reached more and more female clients and prospects.
The Amegy Women’s Initiative also offers professional and business development opportunities for women bankers in general, and it works to connect mid-career female employees with upper-level women who work for this top bank in Texas.
Card Fraud Alerts
To protect customers against possible fraud, there are two types of signature Fraud Alerts offered by Amegy. One is the Mobile Card Fraud Alerts program, and the other is called Purchase Alerts.
With Mobile Card Fraud Alerts, clients receive text-based communication from the internal Fraud Detection System if it seems there could be a suspicious transaction.
You can also respond to the alert if you get one, so you don’t have to contact the Customer Service Center to let them know if the activity is legitimate. It’s a free service.
The Amegy Purchase Alerts program is also free, and you receive real-time notifications on purchases made with your credit or debit card that require signatures.
It not only helps prevent against fraud but can also help the customer with better spending awareness and budgeting.
Online Bill Pay
To simplify and streamline the life of clients, Amegy offers online bill payment options. These features let registered users schedule payments up to one year in advance, and payments can be customized as either variable or recurring and can come from multiple accounts.
Scheduled payments can go to multiple recipients, and to maintain control over your finances and your bill pay history, it’s possible to review past payments.
Users can also sign up to receive electronic bills or take advantage of the Expedited Payments option.
Amegy Personal Relationship Package
An exclusive offering available to Amegy customers is the Advantage Personal Relationship Package, which delivers products and services designed to help users meet their monetary goals.
To take advantage of this program, clients need an Amegy Bank Personal Checking Account, and two management tools, which can include online banking, a debit card, or a credit card. They also need at least one money market, savings, loan, or line of credit account with Amegy.
As a result, they receive benefits such as no monthly maintenance fees on primary checking accounts, interest rate premiums on savings and money market accounts, one free overdraft deposit transfer fee per statement cycle, and discounts on consumer loans.
To browse exclusive reviews of all Top-Rated Banks in Texas, please click on any of the links below:
- Amegy Bank (ZB Corporation)
- Bank of America
- BBVA Compass Bank
- Branch Banking & Trust (BB&T)
- Capital One
- Comerica Bank
- First Financial Bank
- First National Bank Texas (FNBT)
- Frost Bank
- LegacyTexas Bank
- PlainsCapital Bank
- Prosperity Bank
- Regions Bank
- Southside Bank
- Wells Fargo Bank
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Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
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