Receiving a 314a List Request from FinCEN

Every two weeks, financial institutions across the US receive a 314a list from FinCEN.

The 314a list contains the names and address of certain persons, businesses or organizations that are involves in or suspected to be involved in money laundering, terrorist financing, or other criminal activities.

A man slowly putting several hundred dollar bills into the left side of his suite jacket representing financial institutes receiving a 314a list from FinCEN

Image Source: Responding to 314a List from FinCEN

What is the Deadline / Timeline for Responding to 314a List from FinCEN?

Financial institutions are required to respond to a FinCEN 314a list request within 2 weeks. The 2-week deadline starts from the posting date of the 314a request.

The 2-week timeline is only applicable in the event of a positive match. If the search does not uncover any positive matches, financial firms are instructed not to reply to the 314(a) request.

314(a) requests – What to search for

Upon receiving the 314(a) list, financial institutions are required to review their records for possible matches as follows:

  • Search accounts that have been opened / active / maintained during the preceding 12 months
  • Search all transactions that have been conducted within the last 6 months.

AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.

Note: Empower Personal Wealth, LLC (“EPW”) compensates AdvisoryHQ Account for new leads. AdvisoryHQ Account is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC.