2017 RANKING & REVIEWS
TOP RANKING BEST 3-6 MONTH PAYDAY LOANS LENDERS


Introduction: 3-Month Payday Loans and 6-Month Payday Loans         

Taking on a long-term loan might be the only way to finance a house or a new car. For most other financial needs, however, it may not be a great idea to burden yourself with long-term loans.

Having to dedicate large amounts of your monthly income to long-term loan payments can hinder you from getting ahead financially in life.

Luckily, there are a number of 3-month payday loans direct lenders and 6-month loans direct lenders who can get you the money you need without leading you into a long-term debt burden.

When it comes to finding the best 3-month payday loans with no credit check and 6-month loans with no credit check, there are a number of options on the table. Instead of recurring to regular for these types of loans, you may be able to get quicker access to needed cash through 3-month loans or 6-month loans.

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Award Emblem: Top 5 Best 3-6 Month Payday Loans Direct Lenders

In this brief review of the best 3-month payday loans and 6-month payday loans, we will begin by explaining the benefits of 3-month loans or 6-month loans over other longer-term loan options. We then offer a comparative table of the top features of the best 3-month payday loans direct lenders and 6-month loans direct lenders.

In our FAQ section, we look at who should take advantage of 3-month payday loans with no credit check and 6-month loans with no credit check as well as the top features of 3-month paydays loans with instant cash and 6-month payday loans. Finally, we offer a complete review of the best companies offering 3-month loans and 6-month loans.

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Benefits of 3-Month Loans or 6-Month Loans

When you are stuck in a low-paying job, it can often seem like you are living paycheck to paycheck.

Even if you have a decent job, sometimes payments can pile up, and unexpected expenses can leave you with more bills than income. Applying for a long-term loan from a bank just to cover an extra expense that you likelyto pay off by your next paycheck isn’t the most efficient option. Three-month loans and 6-month loans, though they usually come with much higher APRs, will get you needed funds usually within a couple of hours without having to go through the bureaucratic loan process of the banks.

The 3-month payday loans and 6-month payday loans are also usually the best option for people with bad credit.

Some of the 3-month payday loans direct lenders and 6-month loans direct lenders that we will review below will accept you almost immediately no matter what your credit score is. Additionally, the top 3-month loan and 6-month loan lenders can also give you access to credit without any background credit check and with simple and easy-to-understand repayment terms.



AdvisoryHQ’s List of the Top 5 3-Month Payday Loans and 6-Months Payday Loans

List is sorted alphabetically (click any of the payday loans below to go directly to the detailed review section for that loan):


Top 5 Best 3-Month Payday Loans and 6-Month Payday Loans| Brief Comparison & Ranking

3-Month Loan and 6-Month Loan Lenders

3-Month Loan and 6-Month Loan APR

3-Month Loan and 6-Month Loan Amounts

3-Month Loan and 6-Month Loan Credit Accepted

100 Day Loans

$15 to $30 per every $100 borrowed

$100 to $10,000

Bad Credit Accepted

Bad Credit Loans

5.99% to 35.99%

Under $1,000

Bad Credit Accepted

iCash Loans

$15 to $30 per every $100 borrowed

$100 to $1,000

Bad Credit Accepted

PeerForm

7.12% to 28.09%

Up to $25,000

Credit Scores as Low as 600

Personal Loans

Varies by lenders

$500 to $35,000

Bad Credit Allowed

Table: Top 5 3-Month Payday Loans Direct Lenders and 6-Month Loans Direct Lenders | Above list is sorted alphabetically



Who Should Take Advantage of 3-Month Payday Loans with No Credit Check and 6-Month Loans with No Credit Check?

If it seems like every month you are falling behind on your basic bills and payments, then 3-month payday loans and 6-month payday loans are probably not for you. If you don’t have the financial discipline to pay your monthly bills, then a 3-month loan or 6-month loan could become something you habitually depend on.

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Since 3-month payday loans with instant cash and 6-month loans with no credit check often have astronomically high APRs, regularly depending on these types of loans can leave you paying a large portion of your income on interest. These 3-month loans and 6-month payday loans are best if they are used as a one-time safety valve to get you through an unexpected time of financial stress.


What Features Should You Look for in the Best 3-Month Loans and 6-Month Loans?

If you have bad credit and are looking for a 3-month loan or 6-month loan, don’t hold your breath expecting to find a great APR. These loans will charge you annual percentage rates that are much higher than what you find on almost any credit card or long-term bank loan.

Three-month payday loans and 6-month loans, however, should offer you quick access to the money you need. If the 3-month payday loans from direct lenders or 6-month loans from direct lenders are making you wait several days to be approved for your loan, you almost certainly would be better off going to a bank to negotiate a loan.

Furthermore, 3-month loans and 6-month loans should also not charge you a heavy prepayment penalty. If you can get out of debt by paying off your loan before the loan term ends, you should be rewarded and not penalized for that effort.

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AdvisoryHQ’s Selection Methodology

What methodology does AdvisoryHQ use in selecting and finalizing the credit cards, financial products, firms, services, and products that are ranked on its various top rated lists?

Please click here “AdvisoryHQ’s Ranking Methodologies” for a detailed review of AdvisoryHQ’s selection methodologies for ranking top rated credit cards, financial accounts, firms, products, and services.


Detailed Review – Top 5 3-Month Payday Loans and 6-Month Payday Loans

Below, please find the detailed review of each credit card on our list of 3-month payday loans from direct lenders and 6-month loans from direct lenders. We have highlighted some of the factors that allowed these 3-month payday loans for instant cash and 6-months payday loans to score so highly in our selection ranking.



100 Day Loans Review


100 Day Loans is one of the leading short-term lenders in the United States. If you are in need of quick cash, you can apply for a 3-month loan, 6-month loan, or even shorter-term loan and be approved in as little as 90 seconds. You can apply online 24 hours a day and 365 days a year, making this company a great option if you need money even in the middle of the night on Christmas Eve.

Furthermore, 100 Day Loans offers 3-month payday loans and 6-month payday loans up to $10,000 which is considerably higher than other payday loan companies. They have high approval rates even if your credit isn’t the best.



Bad Credit Loans Review


Bad Credit Loans specializes in 3-month payday loans and 6-month payday loans, though they may offer loan terms up to 5 years. This leader in 3-month loans and 6-month loans also offers some of the lowest APRs for the short term, ranging from 5.99% to 35.99%.

Photo Courtesy Of: Bad Credit Loans

You can request a 3-month loan or 6-month loan from Bad Credit Loans without any upfront cost. Once you see the terms, conditions, and APR offered, you are free to accept or turn down the loan offer at your own will. Also, this company is open 24/7 to help you get the money you need fast.

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iCash Loans Review

iCash Loans is another top lender of 3-month loans and 6-months loans. This company partners with over 100 different lenders. While they don’t offer loans themselves, they can connect you with a wide web of lenders willing to offer you a 3-month loan or 6-month loan, even if you have horrible credit.

Furthermore, with this company, you can rest assured that your private information is secure, as they offer a top-of-the-line, 256-bit encryption system on their website. You are under no obligation to accept the 3-month payday loans or 6-month payday loans offered to you, making this a great way to compare different options.



PeerForm Review


PeerForm is one of the online leaders for peer-to-peer lending for 3-month loans or 6-month loans. They offer unsecured loans with no collateral with fixed rates between 7.12 % to 29.99 % APR

Photo Courtesy Of: PeerForm

Among 3-month payday loans and 6-months payday loans, PeerForm also offers some of the highest loans amounts up to $25,000. The application process is free, and you are always free to accept or reject the 3-month loan or 6-month loan offers that are given to you.


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Personal Loans Review


Personal Loans is yet another website that specializes in connecting people looking for 3-month payday loans or 6-months payday loans with a variety of lenders. Personal Loans offers the highest loan amount of the different companies we’ve reviewed here, topping out at $35,000.

Furthermore, among 3-month payday loans and 6-month payday loans lenders, Personal Loans offers an easy and simple-to-use application process. The actual APR that you receive will depend on your credit score and what the individual lenders offer you.

Popular Article: Tips for Finding the Best Online Payday Loans with Bad, Good, or Poor Credit


Conclusion –  How 3-Month Loans and 6-Months Loans Can Help You When You Are in a Financial Fix

When it comes to finding the best way to get through a financial fix, 3-month loans and 6-month loans are often the best option on the table. Though these loans often come with a much higher interest rates, they allow you to get you the money you need in a quick and efficient manner.

Taking the time to research the top 3-month payday loans from direct lenders and 6-month loans from direct lenders will help you find the company that is best suited for your personal financial needs. While some of the companies offering the best 3-month loans and 6-month loans offer lower APRs, others specialize in offering higher loans amounts.

Whether you choose 100 Day Loans, Bad Credit Loans, iCash Loans, PeerForm, or PersonalLoans.com for your 3-month payday loans or 6-month payday loans, any one of these companies offers quality terms and conditions that will help get through a time of financial difficulty.

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AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.