Intro – UMB Bank Reviews & Ranking
UMB Bank was recently ranked and reviewed by AdvisoryHQ as a top rated banking firm. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ's groundbreaking, four-step banks and credit unions selection methodology.
Click here for a step-by-step breakdown of the methodology and selection process used during our UMB Bank review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
The UMB Bank review below provides a detailed assessment, including some of the factors used by AdvisoryHQ News in its ranking and selection of UMB Bank.
UMB Bank Review
A top banking firm, UMB Bank was initially started in Kansas City, and since then, it has grown to become a financial services company with multi-billion dollar assets and expanding locations throughout Missouri.
The shared values that drive services provided by UMB include putting customers first, integrity and trust, performance strength, and an associate spirit.
Innovation is important at UMB, as the bank focuses on anticipating the needs of customers, and, along with banking products, services also include lending and investment.
Image Source: UMB Bank Review
Key Factors Leading Us to Rank This Firm as One of This Year’s Top Banking Firms
Upon completing our detailed reviews, UMB Bank was included in AdvisoryHQ’s ranking of this year’s best banking firms based on the following factors.
UMB Bank Review: UMB Select Checking
For people with more complex financial requirements, there is UMB Select Checking, which is the account that has the most perks and benefits to help account holders maximize their return on their money while also saving at the same time. UMB Select Checking is relationship-based and requires only $1,000 to open.
Features of UMB Select Checking include:
- Unlimited check writing, deposits, and withdrawals
- Unlimited free non-UMB ATM transactions every month
- A free UMB Visa Personalized Photo Debit Card
- Overdraft protection available with approval
- Free cashier’s checks
- Free money orders
- Free Exclusive checks
- Special deposit rates
- Special loan rates
- Origination fee discounts on loans
UMB Bank Review: Digital Genius
Much of the focus of what UMB offers to customers is the ability to use technology to retain control over their finances.
In order to make sure all account holders are fully trained and educated regarding how to maximize these technology tools, the bank offers the Digital Genius program.
Image Source: UMB Headquarters
Digital Genius includes free, face-to-face meetings with certified Digital Geniuses, who can walk you through the use of digital banking tools.
You’ll learn things such as how to operate these tools, how to set up Bill Pay, how to establish recurring payments, how to set up transfers, and more.
General topics covered by the Digital Genius program include online banking, Bill Pay, transfers, alerts, how to use the mobile banking app, text banking, and ATM banking.
UMB Bank Review: Apple Pay
UMB cardholders can take advantage of Apple Pay when they link their Visa debit and/or credit card. With Apple Pay, you can use your iPhone 6, iPhone 6 Plus, iPad Air 2 or iPad mini 3 to make purchases at participating retailers with one touch.
Card numbers aren’t stored on your device, and, instead, they have a unique and encrypted Device Account Number.
UMB Bank Review: UMB Simply Rewards Visa Credit Card
This Visa card provides an easy way to earn points on everyday purchases. Cardholders can earn 3x points for every dollar spent at gas stations, grocery stores, discount stores, and restaurants.
They earn one point per dollar spent on all other purchases.
Reward points can be redeemed for account credit, gift cards, shopping with retailers, experience packages, entertainment, and travel deals.
Other benefits that come with this card include $0 liability protection on unauthorized purchases; Visa benefits, including travel assistance and auto rental insurance; and online credit card management and control.
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