Intro – Citibank Reviews & Ranking
Citibank was recently ranked and reviewed by AdvisoryHQ as a top rated bank. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ's ground-breaking four-step banks and credit unions selection methodology.
Click here for a step-by-step breakdown of the methodology and selection process used during our Citi Bank review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
Below we have provided a detailed review of Citibank, including the specific factors we used in our decision-making process.
When considering the leading banking institutions, Citibank is certainly at the top of that list.
Citibank is a global institution with a presence in over 160 countries. This bank has roughly 200 million customer accounts. This makes it a pick as one of the best banking firms in the US and many other cities throughout Asia, Europe, the Middle East, Africa, Latin America, and North America.
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Key Factors Leading Us to Rank This Firm as One of This Year’s Top Banking Firms
Upon completing our Citi Bank reviews, Citi Bank was included in AdvisoryHQ’s ranking of this year’s best banking firms based on the following criteria.
Citibank Review: Access Account
Citi, one of the most popular top banks, features many different checking account options to meet a range of distinctive needs. One of the options is the Access Account, which lets customers bank on their own terms from almost anywhere.
The Access Account is affordable and checkless, offering digital access and no overdraft fees.
Users of the Access Account can bank online and on a mobile device any time for free, and they can use their Citibank Debit Card instead of cash. There are also several ways to avoid the $10 monthly service fee.
Citibank Review: Citigold Interest Checking
As well as the simple and highly convenient Access Account, Citi also offers the signature Citigold checking account, which is a premium offering designed to offer users the highest reward levels.
Citigold comes with no overdraft protection transfer fee, unlimited refunds on ATM fees for Citigold account holders with $200,000 in combined average balances, and participation in the Citi ThankYou Rewards program.
Other benefits that come with this account include preferred pricing for loans and credit lines, no foreign transaction fees when using an ATM or your debit card abroad, and preferred interest rates on certain deposit products.
Citibank Review: Financial Education on Wealth Management
Citi strives to be not just a bank offering financial products and services, but also a source of valuable resources and education. One area of financial literacy that this leader among banks focuses on is wealth management.
Citi offers many guides related to wealth management, including not just tools, videos, and simple, easy-to-understand tips.
Some of the topic areas include personal finance, homeownership, investing, and retirement as well as materials related to kids and college and insurance and taxes.
Citibank Review: Citi ThankYou Rewards
To reward customers for their relationship with the bank, Citi offers the ThankYou Rewards program, which is available through both banking and credit card accounts.
Participants are eligible to earn points for qualifying products and services, and they can then redeem them for gift cards, products, travel, cash, and more.
For checking account customers, it’s possible to enroll in the ThankYou program by setting up one qualifying direct deposit and one qualifying bill payment each statement cycle.
The program is available to credit card customers who have the ThankYou Preferred Card, Premier Card, and Prestige Card.
Points don’t expire, and there’s no cap on how many points can be earned.
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